Tan and Chu posing for photos with the signed agreement.

SELANGOR: Gamuda Land has partnered with Public Bank Bhd to unveil the PB SmartLiving financing package, designed to offer Malaysian homebuyers remarkable flexibility and affordability. This innovative financing solution is specifically tailored for The Clove, a remarkable addition to the Park Homes series.

The PB SmartLiving package stands out as the first in the industry, providing up to 120% financing that covers home loans, renovation costs and appliance purchases. This unprecedented offering aims to empower Malaysians in their journey toward homeownership.

With competitive interest rates starting as low as 3.30% per annum for the first year of the home loan and a compelling 4.30% per annum for renovation and appliance financing, the lowest available for such a scheme in Malaysia. It also features a flexible loan tenure of up to 35 years, making it an attractive option for homebuyers seeking financial ease.

"Our collaboration with Public Bank underscores our dedication to delivering sustainable, thoughtfully designed homes and innovative financial solutions. By forming long-term partnerships with impactful organisations, we can create solutions that empower Malaysians to own and customise their homes with greater ease,” said Gamuda Land chief executive officer (CEO) Chu Wai Lune.

"Public Bank is delighted to collaborate with Gamuda Land to introduce the PB SmartLiving package, which reflects our commitment to helping Malaysians achieve their homeownership dreams. By merging our financial expertise with Gamuda Land’s innovative property designs, we aim to provide homebuyers with unparalleled flexibility and convenience,” added Public Bank managing director and CEO Tan Sri Tay Ah Lek.

The Clove introduces a new vision for modern living, featuring clusters of eight homes designed around private gardens and vibrant communal green spaces, shifting away from traditional back lanes. This unique home typology blends the advantages of terrace houses and semi-detached properties, offering families a greater sense of privacy and community.

Sustainability is a key focus. Solar homes are EV-ready with reinforced roofs, built-in isolators and advanced digital industrialised building systems (IBS). The panel construction caters to buyers pursuing environmentally friendly living solutions. Furthermore, residents can fully customise their homes through Gamuda Land’s cutting-edge GL Connect Portal, powered by Generative AI, allowing real-time alterations to layouts and choosing from curated interior design packages and green options like solar panels and smart home appliances.

Through its collaboration with Public Bank, the PB SmartLiving financing package offers 120% financing (with 30% dedicated to renovations and fixtures), making homeownership more achievable. Together, these offerings position The Clove as a transformative development that creates modern, community-focused homes, harmonising with nature while redefining sustainable living.

Stay ahead of the crowd and enjoy fresh insights on real estate, property development, and lifestyle trends when you subscribe to our newsletter and follow us on social media.